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A Tenant Slipped on the Sidewalk — Landlord Liability or the City's?
Who's responsible when someone slips on ice outside your rental? Minnesota sidewalk rules, what your lease can and can't do, and how landlord insurance responds.

Gerald Burns
Jun 94 min read


DP1 vs DP3 vs HO-4: Picking the Right Policy for Your Minnesota Rental
DP1, DP3 and HO-4 explained for Minnesota landlords: what each covers, where DP1 leaves gaps, and why a homeowners policy stops fitting once you rent.

Gerald Burns
Jun 94 min read


Umbrella Insurance for Landlords: When One Rental Becomes a Liability Magnet
Many personal umbrella policies leave out rental property. How landlord umbrella coverage works, what it needs underneath it, and how much to carry.

Gerald Burns
Jun 85 min read
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