Commercial Auto Insurance in Minnesota
Protect your business vehicles, drivers, and cargo with affordable coverage.
Whether you run a single delivery van or an entire fleet of trucks, we help you secure the right protection. City Insurance partners with top carriers to keep your business moving.
👉 Call us today at (763) 582-1888
📩 Or fill out the quick quote form below to get started.
What Does Commercial Auto Cover?
Liability Coverage
Protects your business from claims if your driver causes an accident, including injuries and property damage.
Physical Damage
Covers repairs or replacement of your business vehicles due to collision, theft, or vandalism.
Additional Options
Add roadside assistance, hired/non-owned auto, cargo coverage, and more to match your needs.
Local MN expertise — tailored to state requirements
Access to Progressive, Guard, Foremost, and more
Quick quotes and certificate turnaround
Common Industries We Help
From contractors and landscapers to dealerships, snowplow operators, and restaurants — if your business owns vehicles, we’ll get you covered.
Commercial Auto Questions
Commercial auto policies are designed for business use, with higher liability limits, multiple drivers, and coverage for vehicles used on the job.
Yes — if it’s used for work (like hauling tools, deliveries, or visiting job sites). Most personal auto policies exclude business use.
Yes, with hired and non-owned auto coverage. It protects your business if an employee causes an accident while using their own car for work errands.
Absolutely. Even if it’s a personal-type vehicle, if it’s used mainly for business (carrying tools, supplies, or driving to job sites), it should be on a commercial auto policy.
Yes — many commercial auto policies allow personal use. You’ll just need to list who will be driving the vehicle.
Premiums depend on vehicle type, driving records, coverage limits, and your industry. We compare multiple carriers to find your best rate.
Yes — certificates of insurance are available within minutes once your policy is active.
Yes — if you plow driveways, parking lots, or roads, you’ll need commercial auto insurance that covers your truck and attached plow. We help snow removal businesses find the right protection before winter hits.
Get Your Commercial Auto Quote Today
👉 Call us today at (763) 582-1888
📩 Or fill out the quick quote form below to get started.
Fast, competitive quotes with local expertise. Keep your business vehicles and drivers protected.