Halloween

Make your Halloween celebration safe and worry‑free. Clear and light your walkway, secure decorations and pets, and learn how homeowners insurance and smart gadgets can protect you—and even lower your premiums—throughout the season.

Halloween safety doesn’t have to be scary. See how one chaotic night turned into a lesson on home protection with five simple must-haves — surge protector, outdoor lighting, pet gate, stair treads, and a security camera — that keep your home and insurance record safe from spooky surprises.