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Personal Insurance


Spooky‑Season Safety: Preparing Your Home for Halloween and Beyond
Make your Halloween celebration safe and worry‑free. Clear and light your walkway, secure decorations and pets, and learn how homeowners insurance and smart gadgets can protect you—and even lower your premiums—throughout the season.

Gerald Burns
20h4 min read


🎃 The Night Everything Nearly Went Wrong — and the Gear That Could’ve Saved It
Halloween safety doesn’t have to be scary. See how one chaotic night turned into a lesson on home protection with five simple must-haves — surge protector, outdoor lighting, pet gate, stair treads, and a security camera — that keep your home and insurance record safe from spooky surprises.

Gerald Burns
5d5 min read


The Vanishing Contractor — and the Lesson Hidden in My Half-Finished Kitchen
A true story of trust gone wrong — and what one homeowner learned after a contractor vanished mid-renovation. Discover why asking for contractor insurance certificates can save your wallet and your peace of mind.

Gerald Burns
6d4 min read


5 Things in My Car That Saved Me from a Night of Horror
A quiet foggy night turned into a roadside lesson in preparedness. When a deer darted across my path, five essentials from my roadside emergency kit — and a bit of luck — turned a horror-night breakdown into a safe ride home.

Gerald Burns
6d4 min read


Winter Tire Guide: How the Right Tires Can Lower Your Auto Insurance Risk
Winter tires aren’t just safer — they’re smarter. Learn how the right set can prevent accidents, protect your premiums, and keep you confidently on the road this winter.

Gerald Burns
Oct 174 min read


Home Safety Upgrades That Can Lower Your Premium This Year
Home safety upgrades aren’t just about protection — they can save you money. Discover how smart security systems, leak sensors, and backup power devices reduce risks, prevent costly claims, and qualify homeowners across the U.S. for lower insurance premiums.

Gerald Burns
Oct 165 min read


Smart Protection for Renters: Why Insurance Alone Isn’t Enough This Winter
Renters face real risks year-round — from frozen pipes to package theft. Learn how pairing renters insurance with smart security like Blink Wireless Cameras keeps your home protected before, during, and after a loss.

Gerald Burns
Oct 133 min read


Minnesota Homeowners Insurance Winter Coverage Review: Why It’s Smart to Check Before the Cold Hits
Winter in Minnesota can be brutal on homes—and your insurance. Learn why reviewing your homeowners policy before the deep freeze can save you money, prevent claim headaches, and keep your coverage airtight through snow, ice, and subzero temps.

Gerald Burns
Oct 115 min read


How to Unlock Auto Insurance Savings in Minnesota (and a Short Class That Helps)
Accidents rarely happen when you expect them. Learn how Minnesota drivers can unlock auto insurance savings through smart policy choices and a short safety class.

Gerald Burns
Oct 104 min read
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