City Insurance Blog

A contractor provides a homeowner with proof of insurance, ensuring both parties are protected before any work begins — a key step in building trust and avoiding liability.

Make your Halloween celebration safe and worry‑free. Clear and light your walkway, secure decorations and pets, and learn how homeowners insurance and smart gadgets can protect you—and even lower your premiums—throughout the season.

Even if your business has a spotless record, your general liability premium can still rise. Learn how inflation, reinsurance, and industry-wide risk trends affect insurance pricing — and what you can do to keep your costs under control at renewal time.

Halloween safety doesn’t have to be scary. See how one chaotic night turned into a lesson on home protection with five simple must-haves — surge protector, outdoor lighting, pet gate, stair treads, and a security camera — that keep your home and insurance record safe from spooky surprises.

A true story of trust gone wrong — and what one homeowner learned after a contractor vanished mid-renovation. Discover why asking for contractor insurance certificates can save your wallet and your peace of mind.

A quiet foggy night turned into a roadside lesson in preparedness. When a deer darted across my path, five essentials from my roadside emergency kit — and a bit of luck — turned a horror-night breakdown into a safe ride home.

Winter tires aren’t just safer — they’re smarter. Learn how the right set can prevent accidents, protect your premiums, and keep you confidently on the road this winter.

Home safety upgrades aren’t just about protection — they can save you money. Discover how smart security systems, leak sensors, and backup power devices reduce risks, prevent costly claims, and qualify homeowners across the U.S. for lower insurance premiums.

Keep your retail or office building safe this winter with a smart, practical checklist. Learn how to prevent slips, leaks, and frozen pipes — plus see how Govee smart sensors help stop damage before it starts.