City Insurance | Minnesota | Commercial Truckers Insurance

ALL THE COVERAGE OPTIONS THAT TRUCKERS NEED

PRIMARY LIABILITY

We offer limits up to $2 million—plus, we transmit state and federal filings promptly to get your customers in business fast.

MOTOR TRUCK CARGO

We’ll cover the value of the cargo they haul as well as additional costs such as debris removal, earned freight charges and more—with separate limits and no additional deductible.

MOTOR TRUCK GENERAL LIABILITY (GL)

We meet a trucker’s contractual requirement for GL, which pays for damage caused by them when they’re not driving.

RENTAL WITH DOWNTIME

We’ll get truckers a temporary rental if their vehicle is down due to a covered cause of loss—or we’ll pay the daily maximum limit to cover expenses if they can’t work.

NON-TRUCKING LIABILITY (NTL)

When truckers are under permanent lease to a motor carrier that provides their Primary Liability coverage, NTL provides liability coverage while they use their truck for most non-business, personal use.

HIRED AUTO*

Many business partners require that for-hire risks carry excess liability coverage for all vehicles in service to their business, whether owned by the business or not.

MOTOR TRUCK CARGO

REFRIGERATION BREAKDOWN**

We offer legal liability protection for a loss due to accidental breakdown of refrigeration or heating units.

PLUS, EASILY WRITE THESE PHYSICAL DAMAGE COVERAGES, TOO

• PERMANENTLY ATTACHED

EQUIPMENT

Provides additional coverage for equipment (loaders and tarping systems) included in the stated amount.

• COMPREHENSIVE ONLY

Makes it easy for customers to continue coverage when storing a vehicle during the off-season.

• TRAILER INTERCHANGE

Provides additional coverage to any non-owned trailer a trucker is using; it’s normally required when hauling a trailer under a Trailer Interchange Agreement.

• PHYSICAL DAMAGE ONLY

Protects customers who have their primary liability somewhere else and only need Collision and either Comprehensive or Fire and Theft with Combined Additional Coverage insurance (CAC).

HEAVY TRUCK BUSINESSES

◊ General freight ◊ Agriculture haulers

◊ Dirt, sand & gravel ◊ Coal haulers

◊ Waste haulers ◊ Loggers

◊ Expediters ◊ Refrigerated goods

◊ Household movers ◊ Escort services

◊ Auto haulers ◊ ... and more

TRUCKS THAT KEEP BUSINESSES MOVING

◊ Tractor/trailer combos ◊ Straight trucks

◊ Refrigerated trucks ◊ Trailers

◊ Flatbeds ◊ Stake trucks

◊ Log haulers ◊ Roll-ons